Muhammad Zulhilmi bin Azizal, Senior Associate - Risk & Compliance, joined Saturna Sdn Bhd in March 2021. He is a graduate of Universiti Teknologi Mara (UiTM), where he earned a Bachelor of Science (Honors) in Actuarial Science. In 2016, Zulhilmi started his career with a government-linked asset management company, handling compliance. Prior to joining Saturna, he worked as Compliance Officer at an independent asset management company. His favorite leisure activities are running, swimming, and playing badminton.